My Health Care Plan
Introducing a unique health insurance plan that adapts to your needs. The ‘My Healthcare Plan’ is a modular plan that allows you to customize features for yourself and your family. You can easily buy a Mediclaim policy that lets you pick and choose the coverage you need. Design your health care plan, and the premium will be determined based on your choices.
Key Features:
• Flexibility to design your own plan
• OPD benefit of 2X (twice the premium)
• Sum insured options up to 5 Crore
• Unlimited sum insured reinstatement
• Inbuilt maternity and baby care cover
• Consumable expenses covered up to sum insured
• Option to add international cover (emergency only)
CritiCare
Critical illnesses can have a significant impact on your life and finances. This critical illness insurance plan will act as a vanguard against heavy costs associated with the treatment of certain life-threatening diseases..
Key Features:
• 43 critical illnesses covered
• Option to choose from 5 sections: Neuro Care, Cardiovascular Care, Kidney Care, Cancer Care, and Transplants Care, and Sensory Organs Care
• Minor and Major stages of critical illness are covered
• After claiming 100% in one section, the policy continues for the remaining sections
Health Guard
Health Guard Policy offers comprehensive benefits for expenses related to illness or surgery. It covers medical treatment expenses during hospitalization due to serious illness or accident. This policy ensures you are financially protected at an affordable price.
Key Features:
• Reinstatement of Sum Insured even for the same illness if Sum Insured and accumulated Cumulative Bonus are exhausted in a policy year
• Recharge benefit up to 20% of SI, maximum up to 5 Lakh
• Preventive Health Check-up benefit at the end of every continuous period of 3 & 2 years respectively
• Freelook period of 30 days
• Modern Treatment Methods & Advancement in Technologies covered up to SI
• Cumulative Bonus maximum up to 150% under Platinum Plan
Extra Care Plus
In times of rising medical costs, Bajaj Allianz’s Extra Care Plus Policy provides additional cover to your existing health insurance, offering wider protection for you and your family. It covers higher expenses due to illness or accidents, ensuring you have adequate health insurance coverage.
Key Features:
• Wide range of sum insured and aggregate deductible options
• Pre-existing disease covered after 12 months from your first Extra Care Plus policy
• Maximum entry age for adults is 80 years
• Option to opt for Air Ambulance Cover
• Maternity expenses including complications of maternity.
